Learn some useful Tips on Credit Card at little tips! Know how to use it and avoid charges at the same time.
Depending on how they are used, credit cards can be a blessing or a curse.
Banks and department stores make it very easy for you to have a credit card. Just remember they expect to make a nice profit when you use them.
How? Because some cards will charge a rate of interest from the time you make your purchases and some cards will charge an even higher rate of interest if your account is not paid in full when the statements arrives. Also, some cards charge annual fees.
So, how do you make credit cards work for you?
Don't charge more to your card than you can pay off in any one month. Keep a list in your wallet of every purchase you make with your card, remembering to add up the total each time. That way you always know how much you owe.
Visit Little Tips for more tips online.
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